Little Little Lots

So this morning, as I do every morning, I was scrolling through my "On This Day" section of my Facebook profile. I got to see lots of great pictures of my son playing with his friends, I got to see my 37 week belly from my pregnancy with my daughter, and then I got to see the posts from before having children. This one hit me the most and got me thinking a bunch today: If you know me, you know that I love having a good plan. Having a good budget too, but plans are my favorite. I mean, I plan out our meals for the week so I can go grocery shopping. I even plan home improvement projects way in advance so that I can save up money for them while also looking for sales. And planning isn't all bad. I mean, it has saved us a ton of money in the past, I'm sure. But I realized the other day, just how much people expect me to be planning things. A friend posted a status that went something like this: "Comment ME in the comments and I will tell you what I l...

Have you planned on doing a weekly/monthly savings plan this year?  If you don't know what I'm talking about, check out the picture. This is a quick Pinterest search I did and there are tons of these plans out there! While I am super glad you want to save some money this year, let's make sure that one of these plans is actually right for you. Here's a couple things you need to consider when deciding to do one of these: 1) Can you afford it? Make sure that you actually have the room in your budget for this type of savings challenge. Point blank: if you don't have the extra money in your budget, you should probably stay away from these challenges (at least for the time being). 2) Do you have debt? If you have debt (car payment, credit card, student loan, etc) that you are paying interest on, I would advise you to use this money to pay off your debt faster. Why? Savings is great, right? Here's the deal: You aren't going to make as much in interest as you ...