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Showing posts from July, 2017

In Debt, One Size Does Not Fit All

We've all heard the saying that some things are just not "one size fits all." Lately, I have come to realize that debt is one of those things. I have been wanting to blog about debt and debt repayment for a while, but I really had to get myself into the mindset that I am going to tackle our debt once and for all before I could do that. But that doesn't mean that I can't give you a couple pieces of advice while I am in my own debt repayment journey, right? Yep, I just felt some eye rolls for that question; it's okay. Here are a couple things that I have realized along our debt journey: 1) We don't all handle money the same way. There are multiple financial advisers and programs out there that advocate only using cash. If you are like me, cash is not a good thing. I know that these programs advocated splitting the cash up into envelopes and only using what is there, but I prefer a more fluid budget. Cash is just a terrible idea for me because when I...

Stuck In The Middle

I've been lost in self-contemplation a lot lately. Probably why there hasn't been a new blog post. And what I've been lost in my own mind about is nothing unique or new. It is common with many parents. I'm stuck in the middle of wanting to stay home with my children and wanting to have a career of my own. Many of you have been around for the whole time (and before) I have been a parent, but here's a bit of a backstory for anyone who hasn't known me that long. I stopped working while I was pregnant with my son. I didn't quit because of the pregnancy, but being pregnant gave me a good reason to get out of a job that was causing me more stress than it was worth. After I had my son, I jumped on an incredible sign up bonus for a direct sales company and thought that was going to be a great source of income for our family. While I brought in a bit of money, it just wasn't the best fit for me and is something I have come to regret over the past few years...